Disability Insurance

Disability insurance is probably the most overlooked form of insurance for working-aged people. Statistically you are three times more likely to be disabled during your working years than to die prematurely.

Disability coverage replaces a portion of your income when you can't work because of illness or injury. There are many ways to purchase disability insurance. In addition, there are very affordable ways to protect specific assets like your home or car from death or disability events.

Our experienced Account Managers can work with you to insure you have adequate insurance coverage to mitigate life's risks. Call today for a confidential review of your existing insurance coverage.

General Availability

  • Short-term Disability
    Provides income protection coverage from the date of disability for a specific period of time and terms. Usually covers initial periods of disability (before long-term disability plans begin).
  • Long-term Disability
    Provides coverage in the event of extended disability (subject to the maximum terms of the policy) and will help maintain an individual's income during the period of disability. Usually has a waiting period before coverage is effective.

Coverage Available to Members of
Alaska USA Federal Credit Union

  • AD&D - Insurance that pays in the event of your accidental death or dismemberment anyplace, anytime.